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Copyright

The content of this site, including but not limited to the text and images herein and their arrangement, are copyright ©1998, 2004 by Terrace Consulting, Inc. (“Terrace”), 436 14th Street, Suite 920 — Oakland, Ca. 94612. All Rights Reserved.

Authorization of Use

Terrace hereby authorizes you to copy and display the content here in, but only for your personal or informational and non-commercial use. However, the content herein shall not be copied or posted in any network computer or broadcast in any media. Any copy you make must include this copyright notice. If attribution to Terrace is included, limited quotations from the content are hereby permitted. You may not copy or display for redistribution to third parties for commercial purposes any portion of the content without the prior written permission of Terrace. No modifications of any content may be made.

No Implied Licenses

Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark, copyright (except as expressly provided above), or proprietary rights of Terrace or of any third party.